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Council of Mortgage Lenders

Bloor Homes Eco-Responsibilities - Find out more

Mortgage Lenders Rules

Under the new rules a lender will not release the mortgage funds until the conveyancer has received confirmation in the form of a cover note that the property has received a satisfactory final inspection and that a full new home warranty will be in place on or before legal completion.

In practice, the new home warranty provider will give the cover note to the Bloor Homes immediately after the property has passed the final inspection. Bloor Homes conveyancer will then pass the cover note to the buyer's conveyancer. This revised approach will apply to all transactions involving new properties being built or converted in accordance with a new home warranty scheme.